HELPING HOMEOWNERS *HARDSHIP * FACING FORECLOSURE*

Amaral & Associates Real Estate Short Sale Specialists - We can help 

•· Do you owe more than your home is worth? 

•·Have you received a notice of default in the mail? 

•·Do you want, need, or are being forced to move? 

•·Did you buy an investment property that you need to unload? 

•·Are you in a divorce situation? 

•·Recently unemployed? 

•·Have you fallen on medical hardship? 
If you answered yes to any of these questions above, you may want to consider a short sale ! Do you need to sell your home, but owe more than it's worth? You are not alone. Many people are stuck in unaffordable loans, or simply need to move. We can help short sell your home. We handle all bank negotiations so you can move on with your life. Call Mike Amaral at 508-989-8844 Now. We Can Help. Don't wait until it's too late. Act Now.
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WHAT IS A SHORT SALE.

A  Short Sale occurs anytime the value of the property is less than the amount owed to the lender and the lender agrees to write off the difference. In other words, the homeowner is "upside down" on his loan. Short sales may be forced by a variety of situations: job loss, loss of income, divorce, medical bills, or changing payments on adjustable rate mortgages (ARMs). 

Why would a lender agree to a  short sale? Lenders make their own business judgments when accepting or rejecting short sales. Lenders are in the business of making and servicing loans, not taking properties back through foreclosure and reselling them. They want to avoid spending time and money to foreclose, evict borrowers, and resell properties. They want to avoid paying property taxes, insurance, maintenance and repairs. They want to avoid risking theft and vandalism to the property. Before the mortgage lenders will consider a short sale, they need to know financial information about the seller and why the seller cannot pay the loan. The seller will need to submit information to the lender to assist the lender in deciding whether to accept a short sale. 

Need to sell – but owe more than your property is worth? We can help! With a 100 Percent Success rate in closing  Short Sales. Amaral & Associates Real Estate  is on your side. Call Mike Amaral Real Estate Broker anytime at 508-989-8844 for a confidential consultation.

PLEASE NOTE  COMMISSION  IS PAID BY THE BANK FROM THE SHORT SALE.

IMPORTANT:

WHAT HAPPENS TO THE AMOUNT THAT IS WRITTEN OFF BY THE SHORT SALE ?

CLICK ON THE LINK BELOW

 http://www.irs.gov/individuals/article/0,,id=179414,00.html

TO VIEW SOME OF OUR SHORT SALE APPROVALS PLEASE CLICK ON THE LINK TO THE LEFT TITLED SHORT SALE APPROVALS.

FOR A CONFIDENTIAL CONSULTATION REGARDING SHORT SALE OF YOUR HOME CLICK ON THE SEND A REFERRAL LINK TO THE LEFT AND MIKE AMARAL WILL CALL YOU AT YOUR REQUEST.